Originally Posted by
Highly Favoured
Thanks everyone... I'm looking at Medishare as an alternative.
Our current premiums are about $1000 a month with Cobra. Too bad I can't stay on it indefinitely. DH earns too much so a subsidy will never happen. You would think that I wouldn't complain about the premiums, but logically it just does not make sense to pay that much money for a service that we use a few times a year for annual physical and for odd other complaints. I guess a person needs it in case something catastrophic happens. Three years ago when DH got rear ended (he was stopped and the guy was going 70!!), there were multiple MRIs, X-rays, multiple doctors, and physical therapy, etc., etc. He's still not 100%, but at least he's not walking crookedly any more. If something like that happened to either of us, we could probably eat through any deductible pretty quickly.
I don't know what the solution is - but this is not what was promised by any stretch of the imagination.